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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,087 | $58,828-42.1% | $78,002-56.3% | $62,881-45.8% |
| Participation rate | 76.1% | 71.1%+5.0pp | 75.5%+0.6pp | 69.3%+6.8pp |
| Annual return | 3.36% | 17.16%-13.8pp | 425.99%-422.6pp | 20.14%-16.8pp |
| Employer contribution / active EE | $1,116 | $1,672-33.2% | $2,470-54.8% | $2,281-51.1% |
| Participant deferral / active EE | $1,470 | $2,686-45.3% | $3,497-58.0% | $3,203-54.1% |
| Admin fee / account holder | $5,370 | $4,393+22.2% | $5,481-2.0% | $4,296+25.0% |