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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,854 | $160,059-62.6% | $140,019-57.3% | $135,380-55.8% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.5%-12.5pp | 82.6%-7.6pp |
| Annual return | -7.83% | 911.48%-919.3pp | 651.17%-659.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $1,478 | $6,420-77.0% | $5,605-73.6% | $4,779-69.1% |
| Participant deferral / active EE | $2,088 | $7,641-72.7% | $6,927-69.9% | $5,609-62.8% |
| Admin fee / account holder | $8,056 | $13,328-39.6% | $10,705-24.7% | $10,828-25.6% |