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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,073 | $157,296+20.2% | $141,191+33.9% | $152,897+23.7% |
| Participation rate | 69.6% | 84.8%-15.3pp | 82.5%-12.9pp | 82.5%-12.9pp |
| Annual return | 23.81% | 64.34%-40.5pp | 71.41%-47.6pp | 345.43%-321.6pp |
| Employer contribution / active EE | $3,761 | $5,262-28.5% | $4,736-20.6% | $4,764-21.1% |
| Participant deferral / active EE | $16,034 | $7,111+125.5% | $6,710+138.9% | $5,851+174.0% |
| Admin fee / account holder | $23,057 | $12,125+90.2% | $10,264+124.6% | $11,599+98.8% |