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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,317 | $57,352-75.0% | $83,831-82.9% | $64,173-77.7% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 2.09% | 11.38%-9.3pp | 850.99%-848.9pp | 7.63%-5.5pp |
| Employer contribution / active EE | $4,852 | $2,546+90.6% | $3,631+33.6% | $2,381+103.8% |
| Participant deferral / active EE | $3,404 | $2,993+13.7% | $4,082-16.6% | $3,470-1.9% |
| Admin fee / account holder | $1,380 | $4,046-65.9% | $5,479-74.8% | $4,887-71.8% |