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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,763 | $58,726-78.3% | $142,898-91.1% | $85,847-85.1% |
| Participation rate | 60.5% | 58.5%+2.0pp | 72.0%-11.4pp | 69.3%-8.8pp |
| Annual return | 17.07% | 27.73%-10.7pp | 5639.64%-5622.6pp | 318.61%-301.5pp |
| Employer contribution / active EE | $1,181 | $1,424-17.1% | $4,146-71.5% | $2,565-54.0% |
| Participant deferral / active EE | $1,711 | $2,609-34.4% | $3,838-55.4% | $3,952-56.7% |
| Admin fee / account holder | $17 | $4,234-99.6% | $6,560-99.7% | $6,261-99.7% |