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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,633 | $69,012-33.9% | $160,009-71.5% | $68,486-33.4% |
| Participation rate | 98.1% | 65.4%+32.7pp | 78.0%+20.1pp | 67.9%+30.2pp |
| Annual return | -15.01% | -9.65%-5.4pp | 408.85%-423.9pp | -7.85%-7.2pp |
| Employer contribution / active EE | $2,074 | $2,212-6.2% | $4,225-50.9% | $2,597-20.1% |
| Participant deferral / active EE | $4,168 | $4,212-1.0% | $6,183-32.6% | $4,028+3.5% |
| Admin fee / account holder | $2,307 | $4,798-51.9% | $8,715-73.5% | $5,404-57.3% |