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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,359 | $82,678-2.8% | $125,391-35.9% | $68,490+17.3% |
| Participation rate | 95.3% | 75.1%+20.3pp | 82.4%+13.0pp | 67.9%+27.5pp |
| Annual return | -20.42% | -5.97%-14.5pp | 572.41%-592.8pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,814 | $3,382-16.8% | $4,816-41.6% | $2,597+8.4% |
| Participant deferral / active EE | $8,202 | $6,111+34.2% | $7,448+10.1% | $4,028+103.6% |
| Admin fee / account holder | $2,493 | $6,277-60.3% | $10,009-75.1% | $5,403-53.9% |