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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,475 | $180,459-49.3% | $154,108-40.6% | $135,380-32.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.47% | 888.21%-894.7pp | 735.21%-741.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $28,395 | $6,035+370.5% | $5,298+436.0% | $4,779+494.2% |
| Participant deferral / active EE | $4,167 | $5,806-28.2% | $5,081-18.0% | $5,609-25.7% |
| Admin fee / account holder | $709 | $16,145-95.6% | $13,411-94.7% | $10,828-93.5% |