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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,248 | $141,004-87.1% | $112,273-83.7% | $139,466-86.9% |
| Participation rate | 87.5% | 79.2%+8.3pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 18.95% | 32.75%-13.8pp | 30.23%-11.3pp | 373.66%-354.7pp |
| Employer contribution / active EE | $2,563 | $4,285-40.2% | $3,431-25.3% | $4,754-46.1% |
| Participant deferral / active EE | $2,470 | $5,878-58.0% | $4,800-48.5% | $6,712-63.2% |
| Admin fee / account holder | $1,404 | $9,959-85.9% | $7,752-81.9% | $11,409-87.7% |