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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,995 | $155,555-44.1% | $146,866-40.8% | $155,188-43.9% |
| Participation rate | 85.7% | 84.0%+1.8pp | 82.5%+3.2pp | 80.8%+4.9pp |
| Annual return | 19.32% | 115.41%-96.1pp | 102.85%-83.5pp | 148.84%-129.5pp |
| Employer contribution / active EE | $1,388 | $4,647-70.1% | $4,425-68.6% | $4,248-67.3% |
| Participant deferral / active EE | $5,293 | $8,044-34.2% | $7,759-31.8% | $6,531-19.0% |
| Admin fee / account holder | $409 | $14,755-97.2% | $13,620-97.0% | $14,480-97.2% |