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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,995 | $156,398-44.4% | $147,318-40.9% | $138,895-37.4% |
| Participation rate | 85.7% | 83.8%+2.0pp | 82.1%+3.6pp | 79.9%+5.8pp |
| Annual return | 19.32% | 78.75%-59.4pp | 70.43%-51.1pp | 145.39%-126.1pp |
| Employer contribution / active EE | $1,388 | $4,853-71.4% | $4,593-69.8% | $4,194-66.9% |
| Participant deferral / active EE | $5,293 | $8,237-35.7% | $7,906-33.1% | $6,396-17.3% |
| Admin fee / account holder | $409 | $14,976-97.3% | $13,708-97.0% | $12,562-96.7% |