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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,021 | $183,592-60.8% | $155,574-53.7% | $145,877-50.6% |
| Participation rate | 61.5% | 82.7%-21.2pp | 78.2%-16.7pp | 80.3%-18.8pp |
| Annual return | 242.53% | 61.37%+181.2pp | 64.87%+177.7pp | 551.28%-308.8pp |
| Employer contribution / active EE | $1,839 | $5,317-65.4% | $4,676-60.7% | $4,663-60.6% |
| Participant deferral / active EE | $4,725 | $6,466-26.9% | $5,629-16.1% | $6,691-29.4% |
| Admin fee / account holder | $20 | $19,316-99.9% | $15,914-99.9% | $13,402-99.9% |