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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,122 | $104,116-89.3% | $71,089-84.4% | $135,380-91.8% |
| Participation rate | 31.6% | 65.7%-34.1pp | 54.6%-23.1pp | 82.6%-51.1pp |
| Annual return | -10.62% | 1256.51%-1267.1pp | 650.65%-661.3pp | 519.81%-530.4pp |
| Employer contribution / active EE | $1,691 | $1,485+13.9% | $1,088+55.4% | $4,779-64.6% |
| Participant deferral / active EE | $2,205 | $2,524-12.6% | $1,873+17.7% | $5,609-60.7% |
| Admin fee / account holder | $10,975 | $4,142+165.0% | $3,082+256.1% | $10,828+1.4% |