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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,945 | $114,119-43.1% | $107,187-39.4% | $138,895-53.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 9.63% | 273.21%-263.6pp | 204.55%-194.9pp | 145.39%-135.8pp |
| Employer contribution / active EE | $8,695 | $4,059+114.2% | $3,782+129.9% | $4,194+107.3% |
| Participant deferral / active EE | $3,062 | $5,538-44.7% | $5,096-39.9% | $6,396-52.1% |
| Admin fee / account holder | $678 | $10,024-93.2% | $9,162-92.6% | $12,562-94.6% |