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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,312 | $90,606-11.4% | $79,466+1.1% | $135,379-40.7% |
| Participation rate | 66.7% | 76.0%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | 0.23% | 977.69%-977.5pp | 718.28%-718.1pp | 519.79%-519.6pp |
| Employer contribution / active EE | $3,398 | $3,068+10.8% | $2,800+21.3% | $4,779-28.9% |
| Participant deferral / active EE | $6,167 | $4,050+52.3% | $3,704+66.5% | $5,609+9.9% |
| Admin fee / account holder | $737 | $5,895-87.5% | $5,104-85.6% | $10,828-93.2% |