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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,792 | $88,710+224.4% | $81,783+251.9% | $145,959+97.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.67% | 1027.26%-1017.6pp | 775.05%-765.4pp | 561.95%-552.3pp |
| Employer contribution / active EE | $23,625 | $3,083+666.2% | $2,913+711.1% | $4,661+406.9% |
| Participant deferral / active EE | $15,250 | $4,645+228.3% | $4,320+253.0% | $6,689+128.0% |
| Admin fee / account holder | $3,064 | $8,407-63.6% | $7,380-58.5% | $13,398-77.1% |