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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,318 | $73,988-45.5% | $96,538-58.2% | $75,177-46.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 20.60% | 26.73%-6.1pp | 35.74%-15.1pp | 160.75%-140.2pp |
| Employer contribution / active EE | $4,711 | $2,930+60.8% | $3,740+26.0% | $2,671+76.4% |
| Participant deferral / active EE | $486 | $3,660-86.7% | $4,880-90.0% | $4,126-88.2% |
| Admin fee / account holder | $4,229 | $5,220-19.0% | $6,737-37.2% | $5,651-25.2% |