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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,616 | $156,963-25.1% | $121,204-3.0% | $139,466-15.7% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.5%-9.5pp | 80.3%-20.3pp |
| Annual return | 22.07% | 1476.75%-1454.7pp | 987.18%-965.1pp | 373.66%-351.6pp |
| Employer contribution / active EE | $1,422 | $5,544-74.4% | $4,170-65.9% | $4,754-70.1% |
| Participant deferral / active EE | $3,154 | $4,848-34.9% | $4,083-22.7% | $6,712-53.0% |
| Admin fee / account holder | $2,237 | $6,953-67.8% | $5,651-60.4% | $11,409-80.4% |