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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,433 | $154,754-9.3% | $124,206+13.1% | $138,895+1.1% |
| Participation rate | 62.5% | 75.5%-13.0pp | 69.6%-7.1pp | 79.9%-17.4pp |
| Annual return | 16.21% | 709.28%-693.1pp | 515.27%-499.1pp | 145.39%-129.2pp |
| Employer contribution / active EE | $1,468 | $4,446-67.0% | $3,540-58.5% | $4,194-65.0% |
| Participant deferral / active EE | $5,656 | $4,621+22.4% | $3,968+42.6% | $6,396-11.6% |
| Admin fee / account holder | $794 | $6,690-88.1% | $5,929-86.6% | $12,562-93.7% |