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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,433 | $167,030-15.9% | $135,768+3.4% | $155,188-9.5% |
| Participation rate | 62.5% | 76.2%-13.7pp | 71.1%-8.6pp | 80.8%-18.3pp |
| Annual return | 16.21% | 678.39%-662.2pp | 526.10%-509.9pp | 148.84%-132.6pp |
| Employer contribution / active EE | $1,468 | $4,132-64.5% | $3,394-56.7% | $4,248-65.4% |
| Participant deferral / active EE | $5,656 | $4,528+24.9% | $3,977+42.2% | $6,531-13.4% |
| Admin fee / account holder | $794 | $8,172-90.3% | $7,048-88.7% | $14,480-94.5% |