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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,354 | $69,541+54.4% | $59,899+79.2% | $135,380-20.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.7%+25.3pp | 82.6%+17.4pp |
| Annual return | -9.83% | 7.95%-17.8pp | 3.46%-13.3pp | 519.81%-529.6pp |
| Employer contribution / active EE | $20,214 | $3,236+524.6% | $2,723+642.4% | $4,779+323.0% |
| Participant deferral / active EE | $7,976 | $4,206+89.6% | $3,402+134.4% | $5,609+42.2% |
| Admin fee / account holder | $11,485 | $5,737+100.2% | $3,592+219.7% | $10,828+6.1% |