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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,581 | $78,690-82.7% | $161,489-91.6% | $87,485-84.5% |
| Participation rate | 82.8% | 67.5%+15.3pp | 78.7%+4.1pp | 68.9%+13.8pp |
| Annual return | 9.73% | 32.74%-23.0pp | 89.72%-80.0pp | 26.06%-16.3pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,238 | $3,311-62.6% | $5,630-78.0% | $4,274-71.0% |
| Admin fee / account holder | $8,905 | $6,724+32.5% | $16,006-44.4% | $7,775+14.5% |