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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,632 | $67,602-48.8% | $82,312-57.9% | $70,126-50.6% |
| Participation rate | 93.7% | 72.8%+20.9pp | 76.9%+16.8pp | 69.5%+24.1pp |
| Annual return | 15.39% | 21.57%-6.2pp | 25.88%-10.5pp | 73.15%-57.8pp |
| Employer contribution / active EE | $2,211 | $1,755+26.0% | $2,428-9.0% | $2,343-5.6% |
| Participant deferral / active EE | $3,847 | $2,987+28.8% | $3,706+3.8% | $3,332+15.5% |
| Admin fee / account holder | $3,342 | $4,512-25.9% | $5,608-40.4% | $4,645-28.1% |