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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,615 | $59,819+31.4% | $79,583-1.2% | $68,490+14.8% |
| Participation rate | 96.3% | 61.1%+35.2pp | 69.5%+26.8pp | 67.9%+28.4pp |
| Annual return | -29.99% | -12.30%-17.7pp | 0.16%-30.1pp | -7.85%-22.1pp |
| Employer contribution / active EE | $2,318 | $1,505+54.0% | $2,414-4.0% | $2,597-10.7% |
| Participant deferral / active EE | $6,472 | $3,025+114.0% | $3,986+62.4% | $4,028+60.7% |
| Admin fee / account holder | $1,144 | $4,835-76.4% | $6,835-83.3% | $5,403-78.8% |