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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,786 | $148,629-80.6% | $135,982-78.8% | $139,487-79.4% |
| Participation rate | 33.3% | 83.9%-50.5pp | 81.9%-48.6pp | 80.3%-47.0pp |
| Annual return | 20.17% | 79.33%-59.2pp | 68.32%-48.2pp | 373.84%-353.7pp |
| Employer contribution / active EE | $4,796 | $5,247-8.6% | $4,859-1.3% | $4,755+0.9% |
| Participant deferral / active EE | $7,631 | $8,102-5.8% | $7,760-1.7% | $6,713+13.7% |
| Admin fee / account holder | $791 | $12,406-93.6% | $10,767-92.7% | $11,407-93.1% |