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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,906 | $185,312+15.4% | $161,489+32.5% | $154,746+38.2% |
| Participation rate | 71.4% | 82.5%-11.0pp | 78.7%-7.3pp | 80.7%-9.3pp |
| Annual return | 17.70% | 103.84%-86.1pp | 89.72%-72.0pp | 172.34%-154.6pp |
| Employer contribution / active EE | $1,785 | $4,769-62.6% | $4,268-58.2% | $4,379-59.2% |
| Participant deferral / active EE | $6,221 | $6,350-2.0% | $5,630+10.5% | $6,730-7.6% |
| Admin fee / account holder | $1,464 | $18,654-92.2% | $16,006-90.9% | $14,365-89.8% |