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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,373 | $42,909-10.6% | $60,906-37.0% | $68,486-44.0% |
| Participation rate | 15.5% | 66.8%-51.3pp | 73.1%-57.6pp | 67.9%-52.4pp |
| Annual return | -15.74% | -13.99%-1.8pp | 16.94%-32.7pp | -7.85%-7.9pp |
| Employer contribution / active EE | $577 | $1,979-70.9% | $2,703-78.7% | $2,597-77.8% |
| Participant deferral / active EE | $859 | $2,866-70.0% | $3,814-77.5% | $4,028-78.7% |
| Admin fee / account holder | $220 | $3,104-92.9% | $3,227-93.2% | $5,404-95.9% |