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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,227 | $103,393-32.1% | $87,103-19.4% | $152,909-54.1% |
| Participation rate | 25.0% | 79.4%-54.4pp | 76.9%-51.9pp | 82.5%-57.5pp |
| Annual return | 17.03% | 28.10%-11.1pp | 28.19%-11.2pp | 345.46%-328.4pp |
| Employer contribution / active EE | $1,011 | $3,221-68.6% | $2,521-59.9% | $4,764-78.8% |
| Participant deferral / active EE | $2,807 | $4,778-41.3% | $4,049-30.7% | $5,851-52.0% |
| Admin fee / account holder | $415 | $12,195-96.6% | $7,491-94.5% | $11,601-96.4% |