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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,073 | $198,457-57.6% | $170,435-50.7% | $147,586-43.0% |
| Participation rate | 88.9% | 88.0%+0.9pp | 83.6%+5.3pp | 82.8%+6.1pp |
| Annual return | 15.52% | 257.30%-241.8pp | 205.94%-190.4pp | 578.59%-563.1pp |
| Employer contribution / active EE | $1,749 | $6,183-71.7% | $5,432-67.8% | $4,876-64.1% |
| Participant deferral / active EE | $6,555 | $5,629+16.4% | $4,939+32.7% | $5,439+20.5% |
| Admin fee / account holder | $734 | $16,852-95.6% | $13,881-94.7% | $10,886-93.3% |