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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,567 | $175,231-63.2% | $149,696-56.9% | $139,466-53.7% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 20.06% | 166.77%-146.7pp | 134.46%-114.4pp | 373.66%-353.6pp |
| Employer contribution / active EE | $1,564 | $5,478-71.5% | $4,821-67.6% | $4,754-67.1% |
| Participant deferral / active EE | $3,116 | $6,521-52.2% | $5,682-45.2% | $6,712-53.6% |
| Admin fee / account holder | $238 | $16,155-98.5% | $13,212-98.2% | $11,409-97.9% |