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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,506 | $105,200-36.8% | $159,474-58.3% | $85,847-22.5% |
| Participation rate | 87.8% | 75.8%+12.1pp | 82.8%+5.0pp | 69.3%+18.5pp |
| Annual return | 15.41% | 45.08%-29.7pp | 263.68%-248.3pp | 318.61%-303.2pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $8,280 | $5,946+39.3% | $7,353+12.6% | $3,952+109.5% |
| Admin fee / account holder | $10,322 | $6,934+48.9% | $10,802-4.4% | $6,261+64.9% |