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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,687 | $154,228-49.6% | $145,433-46.6% | $137,256-43.4% |
| Participation rate | 78.3% | 83.8%-5.5pp | 82.1%-3.9pp | 80.0%-1.7pp |
| Annual return | 6.86% | 74.59%-67.7pp | 66.58%-59.7pp | 220.34%-213.5pp |
| Employer contribution / active EE | $0 | $4,804-100.0% | $4,554-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $11,002 | $8,216+33.9% | $7,897+39.3% | $6,407+71.7% |
| Admin fee / account holder | $63,923 | $14,344+345.7% | $13,129+386.9% | $12,270+421.0% |