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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,687 | $196,972-60.6% | $182,262-57.4% | $198,609-60.9% |
| Participation rate | 78.3% | 85.7%-7.4pp | 84.2%-6.0pp | 82.4%-4.1pp |
| Annual return | 6.86% | 158.27%-151.4pp | 140.60%-133.7pp | 202.70%-195.8pp |
| Employer contribution / active EE | $0 | $5,364-100.0% | $5,046-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $11,002 | $8,643+27.3% | $8,276+32.9% | $6,977+57.7% |
| Admin fee / account holder | $63,923 | $18,429+246.9% | $16,712+282.5% | $19,030+235.9% |