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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,868 | $148,629+39.2% | $135,982+52.1% | $139,487+48.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 24.83% | 79.33%-54.5pp | 68.32%-43.5pp | 373.84%-349.0pp |
| Employer contribution / active EE | $1,683 | $5,247-67.9% | $4,859-65.4% | $4,755-64.6% |
| Participant deferral / active EE | $13,396 | $8,102+65.3% | $7,760+72.6% | $6,713+99.6% |
| Admin fee / account holder | $2,500 | $12,406-79.8% | $10,767-76.8% | $11,407-78.1% |