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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,284 | $209,422-89.8% | $178,503-88.1% | $158,982-86.6% |
| Participation rate | 90.9% | 86.4%+4.6pp | 81.9%+9.0pp | 82.0%+8.9pp |
| Annual return | 20.06% | 188.81%-168.7pp | 151.12%-131.1pp | 302.99%-282.9pp |
| Employer contribution / active EE | $2,761 | $5,707-51.6% | $5,011-44.9% | $4,763-42.0% |
| Participant deferral / active EE | $4,027 | $5,955-32.4% | $5,202-22.6% | $5,983-32.7% |
| Admin fee / account holder | $693 | $17,079-95.9% | $13,987-95.0% | $11,252-93.8% |