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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,882 | $132,634-92.5% | $115,768-91.5% | $137,256-92.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 16.09% | 160.70%-144.6pp | 100.46%-84.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,101 | $3,360-37.5% | $2,940-28.5% | $4,156-49.5% |
| Participant deferral / active EE | $2,623 | $5,619-53.3% | $4,917-46.7% | $6,407-59.1% |
| Admin fee / account holder | $864 | $15,028-94.3% | $12,439-93.1% | $12,270-93.0% |