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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,866 | $124,351-40.6% | $109,188-32.3% | $167,553-55.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 16.33% | 26.04%-9.7pp | 25.76%-9.4pp | 478.89%-462.6pp |
| Employer contribution / active EE | $13,060 | $4,210+210.2% | $3,723+250.8% | $4,840+169.9% |
| Participant deferral / active EE | $4,102 | $5,257-22.0% | $4,654-11.9% | $6,343-35.3% |
| Admin fee / account holder | $1,802 | $7,975-77.4% | $6,755-73.3% | $12,316-85.4% |