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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS2 years Filed as: FIRST AMERICAN BANK Service code 15 · EIN 36-1078850 | Recordkeeping | $3,541 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,459 | $65,378-35.1% | $87,103-51.3% | $65,186-34.9% |
| Participation rate | 73.6% | 75.3%-1.7pp | 76.9%-3.3pp | 70.2%+3.4pp |
| Annual return | 21.98% | 31.28%-9.3pp | 28.19%-6.2pp | 29.39%-7.4pp |
| Employer contribution / active EE | $1,726 | $1,823-5.3% | $2,521-31.5% | $2,177-20.7% |
| Participant deferral / active EE | $3,122 | $3,389-7.9% | $4,049-22.9% | $3,514-11.2% |
| Admin fee / account holder | $34 | $520-93.5% | $7,491-99.5% | $847-96.0% |