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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,897 | $71,878+13.9% | $86,698-5.5% | $68,486+19.6% |
| Participation rate | 28.6% | 72.2%-43.7pp | 76.6%-48.0pp | 67.9%-39.3pp |
| Annual return | 19.61% | 3.53%+16.1pp | 35.95%-16.3pp | -7.85%+27.5pp |
| Employer contribution / active EE | $1,046 | $2,173-51.9% | $2,837-63.1% | $2,597-59.7% |
| Participant deferral / active EE | $1,771 | $3,779-53.1% | $4,656-62.0% | $4,028-56.0% |
| Admin fee / account holder | $867 | $6,113-85.8% | $7,493-88.4% | $5,404-84.0% |