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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,786 | $29,319-76.9% | $52,425-87.1% | $82,448-91.8% |
| Participation rate | 30.3% | 46.9%-16.6pp | 55.6%-25.3pp | 68.1%-37.8pp |
| Annual return | 15.17% | 535.20%-520.0pp | 302.12%-287.0pp | 41.64%-26.5pp |
| Employer contribution / active EE | $348 | $586-40.7% | $914-61.9% | $2,551-86.4% |
| Participant deferral / active EE | $521 | $1,171-55.5% | $1,790-70.9% | $4,139-87.4% |
| Admin fee / account holder | $197 | $1,962-90.0% | $2,495-92.1% | $7,234-97.3% |