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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,881 | $167,353+158.1% | $143,797+200.3% | $134,545+221.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.15% | 0.48%-18.6pp | -0.04%-18.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $10,055 | $5,620+78.9% | $4,952+103.0% | $4,742+112.1% |
| Participant deferral / active EE | $9,541 | $6,447+48.0% | $5,638+69.2% | $6,401+49.1% |
| Admin fee / account holder | $4,550 | $18,096-74.9% | $14,679-69.0% | $11,431-60.2% |