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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,935 | $174,379-67.4% | $152,093-62.6% | $138,895-59.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | -79.82% | 74.86%-154.7pp | 66.36%-146.2pp | 145.39%-225.2pp |
| Employer contribution / active EE | $9,939 | $4,652+113.7% | $4,175+138.1% | $4,194+137.0% |
| Participant deferral / active EE | $7,850 | $6,159+27.5% | $5,451+44.0% | $6,396+22.7% |
| Admin fee / account holder | $4,272 | $16,880-74.7% | $14,497-70.5% | $12,562-66.0% |