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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,754 | $58,391-74.7% | $76,657-80.8% | $72,975-79.8% |
| Participation rate | 100.0% | 67.4%+32.6pp | 72.1%+27.9pp | 69.5%+30.5pp |
| Annual return | 20.51% | 2306.65%-2286.1pp | 1166.74%-1146.2pp | 81.01%-60.5pp |
| Employer contribution / active EE | $3,048 | $1,787+70.6% | $2,303+32.4% | $2,440+24.9% |
| Participant deferral / active EE | $4,164 | $2,690+54.8% | $3,335+24.8% | $3,608+15.4% |
| Admin fee / account holder | $972 | $4,014-75.8% | $6,423-84.9% | $5,124-81.0% |