Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,163 | $79,181-51.8% | $102,423-62.7% | $74,429-48.7% |
| Participation rate | 61.0% | 74.8%-13.8pp | 76.5%-15.5pp | 67.2%-6.2pp |
| Annual return | 13.12% | 54.97%-41.9pp | 29.42%-16.3pp | 1368.38%-1355.3pp |
| Employer contribution / active EE | $1,974 | $2,362-16.4% | $3,023-34.7% | $2,625-24.8% |
| Participant deferral / active EE | $3,482 | $4,416-21.2% | $5,054-31.1% | $4,348-19.9% |
| Admin fee / account holder | $2,285 | $2,002+14.2% | $9,455-75.8% | $1,944+17.5% |