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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142000600 | Recordkeeping | $104 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,486 | $52,293-60.8% | $178,503-88.5% | $73,412-72.1% |
| Participation rate | 42.2% | 65.3%-23.2pp | 81.9%-39.8pp | 72.2%-30.0pp |
| Annual return | 74.36% | 34.75%+39.6pp | 151.12%-76.8pp | 59.30%+15.1pp |
| Employer contribution / active EE | $478 | $1,736-72.4% | $5,011-90.5% | $2,234-78.6% |
| Participant deferral / active EE | $1,058 | $2,333-54.6% | $5,202-79.7% | $3,806-72.2% |
| Admin fee / account holder | $101 | $127-20.6% | $13,987-99.3% | $158-36.0% |