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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,485 | $61,125+388.3% | $94,057+217.3% | $87,485+241.2% |
| Participation rate | 81.8% | 64.1%+17.8pp | 73.3%+8.5pp | 68.9%+12.9pp |
| Annual return | 15.51% | 35.20%-19.7pp | 480.62%-465.1pp | 26.06%-10.6pp |
| Employer contribution / active EE | $5,965 | $2,136+179.2% | $2,933+103.4% | $2,596+129.8% |
| Participant deferral / active EE | $13,093 | $3,260+301.6% | $4,709+178.0% | $4,274+206.4% |
| Admin fee / account holder | $18,975 | $5,629+237.1% | $7,244+161.9% | $7,775+144.1% |