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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,308 | $165,399-78.7% | $149,745-76.4% | $158,982-77.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 2.51% | 348.34%-345.8pp | 276.72%-274.2pp | 302.99%-300.5pp |
| Employer contribution / active EE | $4,871 | $5,105-4.6% | $4,646+4.8% | $4,763+2.3% |
| Participant deferral / active EE | $10,992 | $7,183+53.0% | $6,843+60.6% | $5,983+83.7% |
| Admin fee / account holder | $1,926 | $10,811-82.2% | $9,312-79.3% | $11,252-82.9% |