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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,846 | $115,814-51.8% | $101,275-44.9% | $158,982-64.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -3.90% | 56.16%-60.1pp | 46.48%-50.4pp | 302.99%-306.9pp |
| Employer contribution / active EE | $9,831 | $4,176+135.4% | $3,660+168.6% | $4,763+106.4% |
| Participant deferral / active EE | $5,000 | $4,958+0.8% | $4,371+14.4% | $5,983-16.4% |
| Admin fee / account holder | $1,307 | $7,249-82.0% | $5,948-78.0% | $11,252-88.4% |