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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,369 | $105,856+36.4% | $90,161+60.1% | $147,586-2.2% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 17.77% | 37.63%-19.9pp | 34.89%-17.1pp | 578.59%-560.8pp |
| Employer contribution / active EE | $8,215 | $4,126+99.1% | $3,318+147.6% | $4,876+68.5% |
| Participant deferral / active EE | $16,744 | $5,733+192.1% | $5,287+216.7% | $5,439+207.9% |
| Admin fee / account holder | $3,479 | $8,046-56.8% | $5,943-41.5% | $10,886-68.0% |