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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,651 | $95,415-70.0% | $185,851-84.6% | $85,851-66.6% |
| Participation rate | 54.1% | 68.8%-14.6pp | 81.7%-27.6pp | 69.3%-15.2pp |
| Annual return | 15.16% | 23.59%-8.4pp | 122.11%-106.9pp | 318.63%-303.5pp |
| Employer contribution / active EE | $831 | $3,314-74.9% | $5,168-83.9% | $2,565-67.6% |
| Participant deferral / active EE | $1,247 | $3,424-63.6% | $5,569-77.6% | $3,952-68.5% |
| Admin fee / account holder | $1,010 | $7,215-86.0% | $16,245-93.8% | $6,261-83.9% |