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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,866 | $160,040+52.4% | $147,096+65.8% | $145,877+67.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.80% | 98.49%-84.7pp | 419.75%-405.9pp | 551.28%-537.5pp |
| Employer contribution / active EE | $3,829 | $5,289-27.6% | $4,936-22.4% | $4,663-17.9% |
| Participant deferral / active EE | $18,469 | $8,429+119.1% | $8,071+128.8% | $6,691+176.0% |
| Admin fee / account holder | $45,683 | $15,050+203.5% | $13,005+251.3% | $13,402+240.9% |