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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,557 | $150,447-71.7% | $136,298-68.8% | $147,586-71.2% |
| Participation rate | 76.2% | 84.4%-8.2pp | 81.9%-5.7pp | 82.8%-6.6pp |
| Annual return | 17.86% | 1049.15%-1031.3pp | 5156.27%-5138.4pp | 578.59%-560.7pp |
| Employer contribution / active EE | $1,736 | $5,256-67.0% | $4,696-63.0% | $4,876-64.4% |
| Participant deferral / active EE | $4,851 | $6,631-26.8% | $6,247-22.3% | $5,439-10.8% |
| Admin fee / account holder | $3,120 | $10,906-71.4% | $9,244-66.2% | $10,886-71.3% |